Play Three Card Poker
Ante-Play is the basic form of Three Card poker against the dealer. Here you place a wager in the ante space before the cards are dealt. If you then decide to play on after seeing your cards, you. Three Card Poker relies on the traditional poker hand hierarchy to determine winners, but rather than five cards only three are needed. This means high-card (A-3-2) is the lowest qualifying hand, followed by one pair (9-9-2), flush (any three cards of the same suit), straight (6-7-8), three.
Of all the casino table games based on poker hand rankings, 3 Card Poker is the most popular. This game combines simple strategy with a shot at some big pay outs for the best poker hands.
If you live in a state with regulated online casinos, you’ll be able to play Three Card Poker via desktops and mobile casino apps. Live dealer online casinos let you play a dealt game online. Software-based games are also available where you can play 3 Card Poker for free or with real money.
The key to the popularity of 3 Card Poker is the ‘Pair Plus’ side bet. Most players bet on the main hand (a requirement) and one or more optional side bets. In live casinos, you might find a side bet includes a big progressive jackpot for players lucky enough to hit a 6 card ‘Super’ Royal Flush.
This page gives you all you need to get started with 3 Card Poker whether you play online or in a brick and mortar casino. The rules and order of events in a hand of the game are covered directly below. After this, you’ll find detailed information on the side bets, house edge, strategy and the options for online play.
How to play 3 Card Poker
Each hand starts with the players placing bets. The only mandatory bet is the Ante. The minimum and maximum bet will vary. Online this can be as little as 50c, in live casinos a $5 minimum is more common. Players often combine their ante bet with one or more side-bets – these are covered in the section below.
After all the players have bet, each player and the dealer are dealt 3 cards face down.
Players examine their cards individually (without sharing what they have with the other players). You then decide whether to fold, which forfeits the ante bet, or raise. To continue with the hand (raise), you place an additional bet equal to the ante on the table in the square marked ‘Play’. Strategy for which option to choose is covered below.
After all the players have either folded or raised, the dealer will reveal his/her cards.
This game includes a dealer qualification rule. If the dealer does not have at least Queen high, his/her has not qualified. When this happens, the ante is paid at 1-to-1 and the Play bet is a push (the stake is returned).
If the dealer has a qualifying hand, then the value of that hand is compared to the value of the players hand to determine the winner. Standard poker hand rankings are used, with bonus payouts paid for a straight or better. Note that with 3 cards, a flush is easier to get than a straight, and so considered below this in the poker rankings. In the rare event of a tie, both the Ante and Play bets are returned.
Payout on Ante Bets
Here are the additional Ante bet pay outs:
- Straight: 1-to-1
- 3 of a Kind: 5-to-1
- Straight Flush: 5-to-1
Simple 3 Card Poker strategy and casino house edge
The math shows that the optimal strategy in 3-Card Poker is to play when you have Queen/6/4 or better, and to fold anything below this. You might notice that this strategy is very close to the dealer’s play – qualifying with Queen high. Some players choose to further simplify their strategy by mimicking the dealer and raising with any Queen regardless of the side cards.
While close, this does give the house a slightly bigger advantage in the long run.
- House Edge for Q/6/4: 3.24%
- House Edge for any Queen: 3.37%
As the side bets are completely independent from the main game, the pay tables for these bets will never influence your strategy.
Popular side bets in Three Card Poker games
For many players, a hand of Three Card Poker would not be complete without a bet on the ‘Pair Plus’ side bet. This bet is optional. It is also independent of the main game.
Pair Plus works by looking at your own three cards. If you have less than 1 pair, the bet is lost.
Pairs Plus Payouts
With hands of 1 pair or better, you’ll be paid according to the table below:
- Mini Royal (Ace / King / Queen of the same suit): 80-to-1
- Straight Flush: 40-to-1
- 3 of a Kind: 25-to-1
- Straight: 6-to-1
- Flush: 3-to-1
- Pair: 1-to-1
Note that you can find casinos with minor variations of this pay table. Some casinos do not offer a boosted prize for a mini-royal, instead increasing the prize for the flush.
The other popular side bet involves all 6 cards in your hand and the dealer’s hand. The best possible 5-card poker hand using a combination of these cards will qualify for the bonus. There are several variations under the generic title of 6-card bonus.
Some of these may include progressive jackpots. For example, Caesars Entertainment casinos have a linked progressive which pays on a 6-card ‘Super Royal’ in diamonds only.
Payouts for 6-card bonus
Typical payouts for 6-card bonuses are as follows:
- Royal Flush: 1000-to-1
- Straight Flush: 200-to-1
- 4 of a Kind: 5-to-1
- Full House: 25-to-1
- Flush: 15-to-1
- Straight: 10-to-1
- 3 of a Kind: 5-to-1
Any hand below 3 of a kind results in a loss. There are many side-bet variations. Some casinos add a (smaller) progressive element to the 3 card hands of individual players. Note that the side bets have a much bigger house edge than the main game. This can be as high as 15.28% in some 6-card bonus variations.
How to Play 3 Card Poker online
Regulation for online casinos is happening at the state level. The online casinos in New Jersey, Pennsylvania, Michigan and West Virginia will only work within state lines in each instance.
Big casino brands have partnered with local brick and mortar venues to create mobile apps as well as desktop casinos. Brands include 888 Casino, Golden Nugget and Sugarhouse.
You’ll be able to enjoy slots, video poker and table games via these casino apps. This includes 3-Card Poker, alongside blackjack, roulette, Ultimate Texas Hold’em and more.
There are two ways to enjoy 3 Card Poker online. First, you can play against casinos on software-based games. These are fast, include side-bets and can be enjoyed for micro-stakes starting at around 50c per hand.
You can also bet on the result of games streamed from a casino. Live dealer 3-Card Poker uses an overlay to bet, with a real dealer handling the cards in real time. Everyone bets on the same hand, with the hand being continued to its conclusion each time (for those people who did not fold).
This way of enjoying 3-Card Poker has social element. You can chat with the dealer and share messages with other players. Stakes are higher compared to the software-based games. You’ll have to stay focused on the game. If you time out (or disconnect) before making your decision, then your hand will be folded.
Play Three Card Poker For Money
How to clear your bonus using 3 Card Poker
Most mobile casinos in the regulated states offer new players generous bonuses to sign up. These include no-deposit (free play) style bonuses, matched welcome bonus offers based on your first deposit – and many other promotions.
Keep in mind that you’ll need to play through your bonus a set number of times before any winnings can be withdrawn.
If you are playing slot machines, then all of your play counts towards ‘clearing’ your bonus. With table games including 3-Card Poker, the contribution towards bonus clearing is weighted. Some casinos will allow for 25% of your play to count, while others will offer 10% or under. Before you choose a casino bonus, checking the terms of each bonus for excluded games and weightings is always a sound strategy.
With free-play casino bonuses, you might find that only slots are permitted.
Other casino table games
| Ultimate Texas Hold'em | 3 Card Poker | Let It Ride |
| Baccarat | Blackjack |
Pros and cons: Live vs Online 3-Card Texas Hold’em
While both online and live casino table games have their place, there are distinct advantages to each. If you are lucky enough to live in a state with legal online casinos, the pros and cons are outlined below:
The pros and cons of playing 3-Card Poker online are as follows:
Pros
- No need to travel to a casino to enjoy the game
- Stakes are lower
- Live dealer games include a social element
Cons
- Only available in a handful of regulated states
- Disconnections or time outs (live dealer) mean your hand will be folded
- Game is not fully weighted for clearing casino bonuses
Live 3-Card Poker Casinos
The pros and cons of playing Live 3-Card Poker online are as follows:
Pros
- Enjoyable social settings
- Casinos often have progressive jackpot side bets
- Loyalty schemes with free-play/resort benefits
Cons
- Stakes are generally higher than online ($5 minimum is typical)
- You’ll need to travel to a casino
- Naturally slower pace of play
FAQ
Can you cheat at Three Card Poker?
While some forms of collusion are possible, these would be fraudulent and require marked cards or a casino dealer getting involved. Collusion among players would not result in a positive expectation for the game. If players developed a system to share their hands, several cards could be accounted for. This would increase or decrease the chances of the dealer having a good hand slightly – although not enough to win any money over time.
Marked cards or fraudulent collusion would be picked up by casino security as soon as losses from the table were significant. With the base strategy very simple, diversions from this would be very easy to spot.
How big a bankroll do I need for 3-Card Poker?
Compared to many casino table games (UTH, Mississippi Stud and Casino Hold’em for example) the natural variance of 3-Card poker is low. On most hands, you’ll be winning or losing single bets. There is also a low house edge, at least in the main game, of 3.27%.
20 times your ante bet is a common starting point for this game. This is enough to enjoy a session, with the possibility of upping your bets if you go on a hot streak.
Your total bankroll depends on how much you can afford to lose and how easily your gambling money can be topped up.
How does the house edge of 3 Card Poker compare?
Compared to other casino table games based on poker hand rankings, 3 Card Poker has a slightly higher house edge. This game has an easy strategy, which means new players can quickly realize the house edge. Compare this with blackjack, where small mistakes made by newer players can have large effect on the casino’s edge.
You should keep in mind that 3-Card Poker side bets have a big edge in favor of the house compared to the main game.
Three Card Poker House Edge vs. Other Table Games
Here is how 3-Card Poker’s house edge compares:
- 3 Card Poker: 3.27%
- Blackjack: 0.5% to 3% (depends on the rules)
- Baccarat: 1.06% (if you play the ‘Player’ bet)
- Ultimate Texas Hold’em: 2.2% + 0.5% of any play bets
- Roulette: 2.7% / 5.26% (European / US wheel)
- Casino Hold’em: 2.16%
Is it legal to play 3-Card Poker online?
States determine their own laws for online casinos. In each state where these are legal, the casinos will only work within their borders. So far, PA, NJ, MI and WV have legal online casinos. There are many more states in various stages of introducing gambling online.
Outside of these states, you can enjoy limited casino table games and slots at ‘Sweepstakes Casinos’. 3-Card poker has not yet made it to any of these brands.
Final thoughts on 3 Card poker
Of all the casino games based on poker hand ranks, 3-Card Poker is the most popular. This game combines a straightforward strategy (play Q-6-4+/fold otherwise), with the chance of boosted payouts for big poker hands. The house edge, at just 3.27%, is reasonably low. It is harder to make mistakes in this game which could boost this edge in favor of the casino. Optional side bets are available, many of them with big progressive jackpots.
If you live in one of the regulated states, you can now enjoy free and real money 3 Card online. This can be played against software, or at live dealer online casinos – where you’ll bet on a dealt game streamed from a studio.
A hybrid table game popularized in 1994, Three Card Poker incorporates elements of poker and blackjack to form an exciting, fast paced contest between players and a house dealer.
The mechanics of Three Card Poker are simple and easy to pick up for anybody who has ever dabbled in either poker or blackjack. With two tiers of betting – the main ante and play bets along with the Pair Plus and other bonuses – Three Card Poker offers multiple forms of action on every hand. Even better, the big bonus payouts awarded for qualifying high hands like three of a kind or a straight flush can turn a casual game into an unforgettable score.
Every experienced gambler has that friend who winds up winning big on their first trip to Las Vegas or the local casino. And more often than not, those stories usually take place at a Three Card Poker table, where a few small side bets on the bonus and three perfect cards can combine for huge payouts.
- BONUS 100% up to £250 Bonus
Three Card Poker Basics
The first action in a Three Card Poker hand is a mandatory bet known as the Ante. This wager must be made for a player to take a hand. After making the ante bet (along with the Pair Plus and other side bets, which will be explained below) players receive three cards, as does the dealer. The player’s cards may be exposed at this point, but the dealer’s hand remains face down.
Three Card Poker relies on the traditional poker hand hierarchy to determine winners, but rather than five cards only three are needed. This means high-card (A-3-2) is the lowest qualifying hand, followed by one pair (9-9-2), flush (any three cards of the same suit), straight (6-7-8), three of a kind (9-9-9), straight flush (6-7-8 of the same suit), and in some casinos, the mini-Royal (A-K-Q of the same suit).
Remember, in traditional five card poker a flush beats a straight because the hand is slightly easier to make, and both hands beat three of a kind for the same reason. But things change in Three Card Poker, and the hand values are turned upside down.
With 52 combinations available to make three of a kind, this hand is actually nearly as difficult to make as a straight flush (48 combinations). The odds of making either hand stand at less than 1 percent, while a straight (3.2 percent) and flush (4.9 percent) are far easier to make.
Based on the strength of your hand, you can decide whether to match your Ante with an equal Play bet. If you have a weak hand and decline to play, you can fold and forfeit your ante and bonus bets. When you decide to post the Play bet the dealer will then expose their cards to determine a winner.
The dealer hand must be queen-high or better to qualify. When the dealer fails to produce a qualifying hand, your Ante bet is paid out at even money, while the Play bet is automatically returned as a push. When the dealer produces a qualifying hand it’s compared to each player hand and the highest hand is declared the winner. If your hand is better than the dealer’s, both your Ante and Play bets will be paid out at even money. Identical hands are deemed a push.
The game’s flair comes from the bonuses of course, and even if you don’t wager on the Pair Plus bonus, you can still enjoy a little extra juice on your money from time to time. Whenever a player hand makes a straight or better, it qualifies for an Ante Bonus, or an additional payout on top of the even money you get on the Ante and Play bets.
To top it off, even if the dealer somehow produces a superior hand, causing you to lose the Ante and Play bets, you recoup some of those losses because the Ante Bonus is awarded no matter what when you make a straight or better. There are a few Ante Bonus payout tables out there, but for the most part you’ll see 1 to 1 payouts on straights, 4 to 1 on flushes, and 5 to 1 on straight flushes. The house edge on this standard 5-4-1 pay table is 3.37 percent.
Bonus Side Bets in Three Card Poker
The other primary bet you can make in Three Card Poker is known as the Pair Plus bet. This can be anywhere from $1 on up, and making the bet entitles you to a sizable extra payout when you happen to make big hands.
Play 3 Card Poker Free
The name Pair Plus comes from the fact that you need at least a pair to qualify, and while this pays out at even money, the real excitement comes from hitting a straight flush and its 40 to 1 payout. Three of a kind hands also pay out pretty nicely at 30 to 1, and many players enjoy grinding Three Card Poker with the express intent of spiking a big hand with a Pair Plus bet on the line.
The standard pay table used for Pair Plus bonus bets (40-30-6-4-1) offers a 2.32 percent house edge, but alternative Pair Plus pay tables like the 40-30-6-3-1 can be deceptive, while also increasing the house edge to 7.28 percent.
In some cases you’ll find Three Card Poker tables that include the mini-Royal (A-K-Q of the same suit) on the Pair Plus pay table, and these pay out at 80 to one. The standard Pair Plus pay table with mini-Royals included (80-40-25-6-3-1) offers a 7.73 percent house edge.
Additionally, many casinos offer tables featuring progressive bonuses that pay out escalating jackpots that can run into the six- and even seven-figures. In order to hit these jackpots, players must make the additional side wager and make specific high hand; usually a mini-Royal in spades.
Finally, you may notice Three Card Poker tables advertising a Six Card Bonus, and this simply refers to the practice of combining your three cards with the dealer’s three cards, while making the best five-card poker hand possible. Five-card Royal Flushes trigger the jackpot on this special bonus bet.
The Strategy of Three Card Poker
Optimal strategy for Three Card Poker can be distilled into the simplest of formulas: when your hand strength equals queen-six-four or higher, you should always post the additional Play bet. When your hand strength equals anything lower than queen-six-four, you should fold and surrender your Ante and bonus bets. The reason for this is based on mathematical certainty, as queen-six-four represents the minimum hand you need to rate better than the dealer’s random three cards.
One thing about Three Card Poker to keep in mind is that your hand will beat the dealer’s hand 44.91 percent of the time, you’ll lose 55.03 percent of the time, and the rest of the hands will result in a chop. But by sticking to the queen-six-three threshold for matching the Ante bet, you’ll stand to lose 8.26 percent of your Ante bet, but your win rate on the Play bet will jump to 5.29 percent.
Some players advocate a strategy based on replicating the dealer’s action, or in other words, raising on any hand queen-high or better. Gambling experts have determined that this is a serviceable strategy overall, lowering the house edge to 3.45 percent as opposed to 7.65 percent when playing by instinct alone. Overall though, the queen-six-four strategy lowers the house edge more than any other, and using this as a minimum hand with which to raise will save you money over the long run.